A Healthy CollaborationSM

Disclaimers

Today's Options® PPO is available to person's enrolled in Medicare Part B and entitled to Part A by age or disability living in the plans service area. You must continue to pay your Part B premium.  Today's Options PPO is a Medicare-approved Medicare Advantage plan offered through Pyramid Life Insurance Company and American Progressive Life & Health Insurance Company of New York, members of the Universal American family of companies.  Today's Options PPO contracts with the Federal government.

Enrollment Limitations
Members may enroll only during specific times of the year. Contact Today's Options PPO at 1-866-422-5009 (TTY for the hearing impaired: 1-800-958-2692) 8 AM to 8 PM, 7 days a week; to obtain more information.

Potential for Contract Termination
The Today's Options PPO;benefit package, premiums, co-payments and service areas are all subject to change annually at Today's Options PPO contract renewal time with the Centers for Medicare and Medicaid Services (usually January 1). Availability of coverage beyond the end of the current contract year is not guaranteed.

Availability of Medicare Subsidy Information
Beneficiaries interested in determining qualifications for extra help with Medicare Prescription Drug Plan costs should call:

  • 1-800-MEDICARE (1-800-633-4227). TTY/TDD users should call 1-877-486-2048, 24 hours a day/7 days a week), or
  • Your State Medicaid Office, or
  • The Social Security Administration at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday thru Friday. TTY/TDD users should call 1-800-325-0778.

Low Income Subsidy Premium Disclaimer
If you qualify for extra help with your Medicare Prescription Drug Plan costs, your premium and drug costs may be lower. When you join Today's Options PPO, Medicare will tell us how much extra help you are getting. Then, we will let you know the amount you will pay. If you aren't getting any extra help, you can see if you qualify by calling:

  • 1-800-MEDICARE (1-800-633-4227). TTY/TDD users should call 1-877-486-2048, 24 hours a day/7 days a week), or
  • Your State Medicaid Office, or
  • The Social Security Administration at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday thru Friday. TTY/TDD users should call 1-800-325-0778.
Medigap Disclaimer
If you have a Medicare Supplement (Medigap) policy that includes prescription drug coverage, you must contact your Medigap Issuer to let them know that you have joined a Medicare Prescription Drug Plan. If you decide to keep your current Medigap supplement policy, your Medigap Issuer will remove the prescription drug coverage portion of your policy and adjust your premium. Under certain circumstances, you can also buy a different Medigap policy without prescription drug coverage sold by your Medigap Issuer. Your Medigap Issuer cannot charge you more based on any past or present health problems. Call your Medigap Issuer for details.

M0018_TOPPO_209 Pending CMS Approval Last updated: 4/1/2022

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