Understanding Physician Coverage

With a Today's Options^® Medicare Advantage Private Fee-for-Service Plan, you’re not locked into a defined network of doctors and hospitals. You have the freedom to choose any doctor in your service area that participates in Medicare and accept the Today’s Options’ terms and conditions. While we don’t require referrals, we do require that you notify us 48 hours of planned Inpatient Hospital Care, Inpatient Mental Healthcare, Outpatient Services/Surgery, Durable Medical Equipment, and Prosthetic Devices.