2009 Plans

Today’s Health Medicare Advantage Plans are an affordable way to manage your health and prescription drug coverage needs. Today’s Health Medicare Advantage Plans are available in Milwaukee, Ozaukee, Racine or Waukesha counties. Plans offer no or low plan premiums, low co-pays, and deductibles, plus routine dental and vision coverage.

What plan is right for you?

Compare your Medicare Advantage and Medicare Advantage Prescription Drug plan options below. For more detailed information, review the Summary of Benefits.

	Value	Classic powered by CCRx	Premier powered by CCRx	Star powered by CCRx Recommended for those who qualify for assistance from Medicaid.
Monthly Premium	$0 plus a $22.10 reduction in monthly Part B premium	$0	$36.60	$0
MEDICAL BENEFITS
Annual Out-of-Pocket Limit	$3,250	$3,250	$3,000	$3,150
PCP/Specialist Co-pay	$7/$30	$7/$30	$5/$25	20% Coinsurance/ 20% Coinsurance
Inpatient Hospital Care	Days 1-7: $250 per day	Days 1-7: $250 per day	Days 1-7: $175 per day	$1,068 deductible per stay for days 1-60
Emergency Care Co-pay per visit	$50	$50	$50	20% coinsurance (up to $50)
OTHER BENEFITS
Dental Benefits	$15 co-pay (up to 2 visits/year), includes exam, cleaning, x-rays.	$15 co-pay (up to 2 visits/year), includes exam, cleaning, x-rays.	$15 co-pay (up to 2 visits/year), includes exam, cleaning, x-rays. Comprehensive dental benefits.	$15 co-pay (up to 2 visits/year), includes exam, cleaning, x-rays. Comprehensive dental benefits.
Vision Benefits	$25 co-pay for annual exam; free eyewear every year (up to $100)	$25 co-pay for annual exam; free eyewear every year (up to $100)	$10 co-pay for annual exam; free eyewear every year (up to $125)	No Coverage
Over-the-Counter Benefit	Not Available	Not Available	Not Available	$20 a month for approved healthcare items
PART D PRESCRIPTION DRUG COVERAGE
Deductible	No coverage	$0	$0	$0
Initial Drug Coverage	No coverage	up to $2700	up to $2700	up to $2700
		31-day/90-day supply, you pay
Generics	No coverage	$5/$12.50	$0	$5/$12.50
Preferred Brands	No coverage	$35/$87.50	$30/$75	$35/$87.50
Non-preferred Brands	No coverage	$60/$150	$60/$150	$60/$150
Specialty Drugs	No coverage	25%	25%	25%
Coverage Gap Benefits	No coverage	No coverage	$0 for generics	$5/$12.50 for generics
Catastrophic Coverage after you reach $4,350 in out-of-pocket prescription drug expenses
Generics	No coverage	The greater of 5% coinsurance or $2.40	The greater of 5% coinsurance or $2.40	The greater of 5% coinsurance or $2.40
Brands	No coverage	The greater of 5% coinsurance or $6	The greater of 5% coinsurance or $6	The greater of 5% coinsurance or $6

Today's Health is a member of the Universal American family of companies. For more information on Universal American, click here.