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Today’s Options®, offered by Pyramid Life and American Progressive, is our Medicare Advantage Private Fee-for-Service plan. The plan provides affordable coverage for healthcare services—broader coverage than Medicare. Our “Rx” plans marry healthcare coverage with high-quality prescription drug benefits.

Today’s Options provides the tools your company needs to protect retirees and Medicare-eligible active employees from escalating healthcare costs, while providing stability and certainty for your group health plan.

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*The Today’s Options Group Sponsored Medicare Advantage Private Fee-for-Service Group Plans are offered by American Progressive Life & Health Insurance Company of New York and The Pyramid Life Insurance Company. The Plan is available to any Group Sponsored plan retiree who is enrolled in Part B and entitled to Part A of Medicare through age or disability who continues to pay any applicable Medicare premiums. Enrolled members must continue to pay the Medicare Part B premium. The American Progressive Life & Health Insurance Company of New York and The Pyramid Life Insurance Company are contracted with the Federal government, although American Progressive Life & Health Insurance Company of New York and The Pyramid Life Insurance Company are not connected in any way with the federal or state government or Medicare.

The Plan works differently than a Medicare Supplement plan. Your doctor or hospital must agree to accept The Plan’s terms and conditions prior to providing healthcare services to you, with the exception of emergencies. If your doctor or hospital does not agree to accept our payment terms and conditions, they may not provide healthcare services to you, except in emergencies.