Business Units

Universal American conducts business through two principal lines of business.

Medicare Advantage Health Plans

We have an array of Medicare Advantage plans to provide people enrolled in Medicare a range of coverage options. These include our health plans with Medicare Prescription Drug coverage. We offer:

• Medicare Advantage Health Maintenance Organization (HMO) plans, operating under the names Generations Healthcare HMO in Oklahoma; Today’s Options^® HMO in Indiana, and TexanPlus^® HMO in Texas.
• Today’s Options^® Private Fee-for-Service (PFFS) plans
• Today’s Options^® Preferred Provider Organization (PPO) plans
• Tribute^® HMO Special Needs Plan (SNP) in Oklahoma

Traditional Insurance

Our insurance company subsidiaries are among the nation’s leading underwriters of Medicare Supplement plans. In addition, we offer a variety of traditional insurance products, including whole life insurance, first diagnosis cancer insurance, hospital indemnity insurance, and other specialty insurance products. View our Universal American Insurance Plans website